Getting Acquainted. We will be glad to discuss the UltraYield program with you in general terms, either in person or over the phone, with no obligation whatsoever. Call 800-368-7681 for more information or an appointment.

We hope that you and we will agree that UltraYield is right for you. But, if we don't think it's right for you, then it is our policy to tell you, right up front. In order for us to determine whether we can recommend UltraYield to you, we will need some basic financial information from you. We will also want to review with you certain tax aspects of the UltraYield program, which may or may not be beneficial, depending on your circumstances.

If you don't think our UltraYield program is right for you, then you don't need to go any further than the initial discussion, and it won't cost you anything.

Specific UltraYield™ Investment Recommendations. If you and we agree that it's time to move to the next step, then we can begin to discuss specific investment recommendations with you. We don't have a specific separate charge for these recommendations. The regular discount commissions we will receive for executing your orders for the investments you decide to make will generally be enough.

However, before we can assist you with investment recommendations we will normally need to receive a required deposit from you to make sure that you intend to do commissions business with us. This deposit requirement may be waived for established customers only on a case-by-case basis.